Leaders Credit Union

Jackson, Tennessee

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 9 peers in Public & Societal Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.78×
Peer Median11.38×
💰
$75.4M
Total Revenue
📊
$60.5M
Total Expenses
🏦
$107.4M
Net Assets
📋
$881.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+38.2%
Year-over-year change (2022 → 2023)
Net Margin
+19.8%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.78
Net assets divided by total expenses
Liabilities-to-Assets
89.1%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$75,354,463↑38%$60,458,045↑46%$988,714,205↑13%
2022$54,522,507↑15%$41,532,904↑19%$872,463,960↑36%
2021$47,507,703↑16%$34,969,738↑7%$642,989,895↑21%
2020$41,046,315↑19%$32,607,133↑11%$530,250,449↑20%
2019$34,601,569↑17%$29,393,124↑19%$441,961,763↑14%
2018$29,491,608↑19%$24,700,323↑20%$389,102,601↑13%
2017$24,787,917↑16%$20,620,897↑15%$344,820,452↑17%
2016$21,288,308↑14%$17,921,778↑15%$294,706,172↑9%
2015$18,692,884↑17%$15,541,579↑18%$270,839,235↑16%
2014$16,004,579↑7%$13,189,950↑9%$232,549,955↑9%
2013$15,003,068↑4%$12,063,880↑12%$213,351,893↑24%
2012$14,480,438$10,808,331$171,810,169

Frequently Asked Questions

What does Leaders Credit Union do?▼

Leaders Credit Union is a public & societal benefit nonprofit organization based in Tennessee. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Leaders Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Leaders Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Leaders Credit Union generate?▼

Leaders Credit Union reports $93.3M in annual revenue and holds $1.1B in total assets, based on IRS filings.

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