Y — Mutual & Membership BenefitEIN: 466746110· Ruling Year: 2014

Credit Union Trust

Indianapolis, Indiana

BHealth Score
56B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 22 peers in Mutual & Membership Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.47×
Peer Median10.70×
💰
$50.9M
Total Revenue
📊
$52.0M
Total Expenses
🏦
$24.6M
Net Assets
📋
$6.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+3.5%
Year-over-year change (2022 → 2023)
Net Margin
-2.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.47
Net assets divided by total expenses
Liabilities-to-Assets
20.8%
Total liabilities as % of total assets

Filing History

11 filings on record
YearRevenueExpensesAssets
2023$50,936,800↑4%$52,042,543↑16%$31,035,031↑1%
2022$49,190,963↑6%$44,763,724↑8%$30,658,690↑12%
2021$46,464,882↑13%$41,383,539↓8%$27,252,479↑18%
2020$41,227,994↑8%$45,223,127↑32%$23,026,589↑15%
2019$38,124,400↑25%$34,209,294↑21%$20,042,426↑24%
2018$30,495,871↑6%$28,287,494↑14%$16,128,572↑16%
2017$28,774,639↑14%$24,861,970↑2%$13,894,225↑38%
2016$25,139,519↑8%$24,411,288↑9%$10,070,121↑7%
2015$23,263,061↑2%$22,318,040↑25%$9,402,911↑11%
2014$22,825,701↑592%$17,833,282$8,494,288↑157%
2013$3,300,117$0$3,300,117

Frequently Asked Questions

What does Credit Union Trust do?▼

Credit Union Trust is a mutual & membership benefit nonprofit organization based in Indiana. It is classified under NTEE code Y43 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Credit Union Trust financially healthy?▼

Based on our 9-metric Financial Health Score model, Credit Union Trust has a score of 56/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Credit Union Trust generate?▼

Credit Union Trust reports $50.4M in annual revenue and holds $34.4M in total assets, based on IRS filings.

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