ZUnclassifiedEIN: 370904387· Ruling Year: 1940

Mid-illini Credit Union

Bloomington, Illinois

B+Health Score
65B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.28×
Peer Median15.40×
💰
$4.8M
Total Revenue
📊
$4.7M
Total Expenses
🏦
$6.0M
Net Assets
📋
$77.1M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+17.4%
Year-over-year change (2022 → 2023)
Net Margin
+2.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.28
Net assets divided by total expenses
Liabilities-to-Assets
92.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,775,54817%$4,676,34928%$83,119,4423%
2022$4,068,7341%$3,657,0246%$80,425,2348%
2021$4,122,7216%$3,457,4793%$74,172,8045%
2020$3,891,4527%$3,569,04512%$70,433,88716%
2019$4,174,5119%$4,078,1169%$60,752,4261%
2018$4,566,1335%$4,482,9257%$61,223,4778%
2017$4,364,5335%$4,192,4348%$56,794,7577%
2016$4,154,73723%$3,884,04123%$52,866,5115%
2015$3,387,7647%$3,157,2027%$50,552,6008%
2014$3,172,4526%$2,952,70812%$46,627,4802%
2013$3,372,4853%$3,344,2046%$47,630,0312%
2012$3,476,29418%$3,169,5117%$46,619,5084%
2011$2,934,815$2,973,976$44,758,378

Frequently Asked Questions

What does Mid-illini Credit Union do?

Mid-illini Credit Union is a unclassified nonprofit organization based in Illinois. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Mid-illini Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Mid-illini Credit Union has a score of 65/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Mid-illini Credit Union generate?

Mid-illini Credit Union reports $5.5M in annual revenue and holds $87.4M in total assets, based on IRS filings.

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