ZUnclassifiedEIN: 370904387· Ruling Year: 1940

Mid Illini Credit Union

Bloomington, Illinois

B+Health Score
65B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.28×
Peer Median15.40×
💰
$4.8M
Total Revenue
📊
$4.7M
Total Expenses
🏦
$6.0M
Net Assets
📋
$77.1M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+17.4%
Year-over-year change (2022 → 2023)
Net Margin
+2.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.28
Net assets divided by total expenses
Liabilities-to-Assets
92.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,775,54817%$4,676,34928%$83,119,4423%
2022$4,068,7341%$3,657,0246%$80,425,2348%
2021$4,122,7216%$3,457,4793%$74,172,8045%
2020$3,891,4527%$3,569,04512%$70,433,88716%
2019$4,174,5119%$4,078,1169%$60,752,4261%
2018$4,566,1335%$4,482,9257%$61,223,4778%
2017$4,364,5335%$4,192,4348%$56,794,7577%
2016$4,154,73723%$3,884,04123%$52,866,5115%
2015$3,387,7647%$3,157,2027%$50,552,6008%
2014$3,172,4526%$2,952,70812%$46,627,4802%
2013$3,372,4853%$3,344,2046%$47,630,0312%
2012$3,476,29418%$3,169,5117%$46,619,5084%
2011$2,934,815$2,973,976$44,758,378

Frequently Asked Questions

What does Mid Illini Credit Union do?

Mid Illini Credit Union is a unclassified nonprofit organization based in Illinois. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Mid Illini Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Mid Illini Credit Union has a score of 65/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Mid Illini Credit Union generate?

Mid Illini Credit Union reports $5.3M in annual revenue and holds $83.7M in total assets, based on IRS filings.

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