ZUnclassifiedEIN: 370805312· Ruling Year: 1960

Illinois State Credit Union

Normal, Illinois

B+Health Score
69B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.88×
Peer Median5.86×
💰
$13.4M
Total Revenue
📊
$11.9M
Total Expenses
🏦
$22.4M
Net Assets
📋
$183.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+18.0%
Year-over-year change (2022 → 2023)
Net Margin
+10.8%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.88
Net assets divided by total expenses
Liabilities-to-Assets
89.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$13,360,92918%$11,912,39020%$205,398,8953%
2022$11,324,968$9,938,0088%$200,084,1151%
2021$11,378,5678%$9,230,0547%$197,404,49820%
2020$10,491,60814%$8,622,50017%$164,344,73918%
2019$9,163,00413%$7,395,7277%$138,941,1857%
2018$8,118,23117%$6,886,7519%$129,758,4498%
2017$6,959,3945%$6,340,15110%$119,884,3605%
2016$6,599,2659%$5,771,4477%$114,527,0154%
2015$6,051,78213%$5,413,94813%$109,965,5135%
2014$5,352,2894%$4,778,7683%$105,191,54917%
2013$5,159,5432%$4,632,7052%$89,973,2422%
2012$5,289,9591%$4,732,5222%$88,257,7116%
2011$5,348,290$4,804,801$83,372,976

Frequently Asked Questions

What does Illinois State Credit Union do?

Illinois State Credit Union is a unclassified nonprofit organization based in Illinois. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Illinois State Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Illinois State Credit Union has a score of 69/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Illinois State Credit Union generate?

Illinois State Credit Union reports $14.7M in annual revenue and holds $219.2M in total assets, based on IRS filings.

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