W โ€” Public & Societal BenefitEIN: 362479293ยท Ruling Year: 2001

U S Employees Credit Union

Chicago, Illinois

BHealth Score
63B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

๐Ÿ’ฐ
$4.4M
Total Revenue
๐Ÿ“Š
$4.1M
Total Expenses
๐Ÿฆ
$10.9M
Net Assets
๐Ÿ“‹
$87.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+2.5%
Year-over-year change (2022 โ†’ 2023)
Net Margin
+8.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.67
Net assets divided by total expenses
Liabilities-to-Assets
89.0%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,423,407โ†‘2%$4,066,628โ†‘12%$98,770,932โ†“3%
2022$4,317,476โ†‘10%$3,635,414โ†‘6%$101,726,447โ†‘1%
2021$3,921,100โ†“1%$3,427,272โ†“6%$100,781,168โ†‘6%
2020$3,975,488โ†“15%$3,664,732โ†“15%$95,275,894โ†‘13%
2019$4,663,214โ†‘5%$4,294,606โ†‘3%$84,234,411โ†“2%
2018$4,448,715โ†“9%$4,188,215โ†“12%$85,910,362โ†‘2%
2017$4,877,976โ†‘19%$4,777,605โ†‘19%$83,987,995โ†‘1%
2016$4,100,115โ†‘3%$4,030,902โ†‘5%$83,233,889
2015$3,978,197โ†‘1%$3,825,120โ†‘2%$83,031,183โ†‘4%
2014$3,946,109โ†“7%$3,763,185โ†“13%$79,793,517โ†‘1%
2013$4,248,838โ†“6%$4,313,654$78,867,974โ†“1%
2012$4,521,988โ†“8%$4,297,526โ†“4%$79,669,969โ†‘4%
2011$4,892,772$4,492,041$76,918,540

Frequently Asked Questions

What does U S Employees Credit Union do?โ–ผ

U S Employees Credit Union is a public & societal benefit nonprofit organization based in Illinois. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is U S Employees Credit Union financially healthy?โ–ผ

Based on our 9-metric Financial Health Score model, U S Employees Credit Union has a score of 63/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does U S Employees Credit Union generate?โ–ผ

U S Employees Credit Union reports $4.9M in annual revenue and holds $99.1M in total assets, based on IRS filings.

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