WPublic & Societal BenefitEIN: 361894017· Ruling Year: 2001

United Credit Union

Chicago, Illinois

B+Health Score
71B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 9 peers in Public & Societal Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.58×
Peer Median11.38×
💰
$13.8M
Total Revenue
📊
$14.1M
Total Expenses
🏦
$8.2M
Net Assets
📋
$278.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+46.4%
Year-over-year change (2022 → 2023)
Net Margin
-2.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.58
Net assets divided by total expenses
Liabilities-to-Assets
97.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$13,822,38146%$14,104,08753%$286,556,4223%
2022$9,439,15916%$9,232,17826%$295,434,71113%
2021$8,121,4252%$7,302,6476%$261,855,618
2020$7,935,04710%$7,776,2788%$262,017,2585%
2019$8,825,01031%$8,415,42839%$248,793,77122%
2018$6,756,92710%$6,049,6218%$203,864,20218%
2017$6,117,8261%$5,590,1728%$173,371,9253%
2016$6,035,89812%$5,163,10215%$168,702,6861%
2015$5,403,57410%$6,103,45825%$167,376,7033%
2014$4,892,436$4,872,0515%$162,032,292
2013$4,877,56913%$5,107,20312%$162,539,8818%
2012$5,582,19414%$5,787,5109%$150,504,5494%
2011$6,457,204$6,372,702$144,909,694

Frequently Asked Questions

What does United Credit Union do?

United Credit Union is a public & societal benefit nonprofit organization based in Illinois. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is United Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, United Credit Union has a score of 71/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does United Credit Union generate?

United Credit Union reports $13.8M in annual revenue and holds $286.6M in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Public & Societal Benefit category, or browse all nonprofits in Illinois.