ZUnclassifiedEIN: 356025623· Ruling Year: 1969

Western Indiana Credit Union

Sullivan, Indiana

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org3.01×
Peer Median15.40×
💰
$2.1M
Total Revenue
📊
$1.7M
Total Expenses
🏦
$5.2M
Net Assets
📋
$33.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+29.3%
Year-over-year change (2022 → 2023)
Net Margin
+15.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
3.01
Net assets divided by total expenses
Liabilities-to-Assets
86.4%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$2,061,53529%$1,740,74325%$38,587,2504%
2022$1,594,4634%$1,388,18715%$37,142,507
2021$1,663,2107%$1,204,9971%$37,195,8585%
2020$1,549,0848%$1,213,2342%$39,345,49421%
2019$1,428,31122%$1,193,04626%$32,543,55023%
2018$1,170,14016%$948,2245%$26,449,519
2017$1,012,1929%$903,43515%$26,485,83913%
2016$930,0799%$783,8658%$23,484,7902%
2015$855,0423%$726,6666%$23,868,3465%
2014$883,80249%$777,14243%$22,708,86675%
2013$593,6828%$544,1208%$12,988,6896%
2012$643,5401%$505,38518%$13,746,22324%
2011$636,094$428,131$11,097,111

Frequently Asked Questions

What does Western Indiana Credit Union do?

Western Indiana Credit Union is a unclassified nonprofit organization based in Indiana. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Western Indiana Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Western Indiana Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Western Indiana Credit Union generate?

Western Indiana Credit Union reports $2.6M in annual revenue and holds $47.3M in total assets, based on IRS filings.

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Western Indiana Credit Union — Sullivan, IN | GiveScope