Z — UnclassifiedEIN: 350702986

Everwise Credit Union

South Bend, Indiana

B+Health Score
71B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.49×
Peer Median0.87×
💰
$286.5M
Total Revenue
📊
$252.3M
Total Expenses
🏦
$376.4M
Net Assets
📋
$4.8B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+22.1%
Year-over-year change (2022 → 2023)
Net Margin
+11.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.49
Net assets divided by total expenses
Liabilities-to-Assets
92.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$286,472,569↑22%$252,322,312↑43%$5,173,106,431↑6%
2022$234,639,519↑18%$175,893,067↑8%$4,871,999,188↑8%
2021$198,079,661↑4%$162,672,107↓2%$4,498,999,331↑12%
2020$190,118,367↑12%$166,547,180↑15%$4,021,204,662↑20%
2019$169,513,222↑12%$145,225,143↑10%$3,347,258,974↑6%
2018$151,831,106↑10%$132,467,338↑9%$3,171,131,618↑1%
2017$138,493,915↑8%$121,035,766↑8%$3,127,095,775↑3%
2016$128,428,633↑7%$112,308,007↑5%$3,025,349,817↑6%
2015$119,705,850↑2%$107,123,073↑3%$2,861,691,643↑8%
2014$116,872,967↑3%$103,688,852↑1%$2,649,806,144↑11%
2013$113,898,109↓5%$102,426,862↓6%$2,382,590,333↑1%
2012$120,016,855↓4%$108,754,675↓4%$2,349,535,058↑9%
2011$124,479,287$113,339,053$2,159,963,450

Frequently Asked Questions

What does Everwise Credit Union do?▼

Everwise Credit Union is a unclassified nonprofit organization based in Indiana. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Everwise Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Everwise Credit Union has a score of 71/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Everwise Credit Union generate?▼

Everwise Credit Union reports $330.0M in annual revenue and holds $5.3B in total assets, based on IRS filings.

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