ZUnclassifiedEIN: 316034125

42 Kemba Credit Union INC

West Chester, Ohio

B+Health Score
68B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.24×
Peer Median0.87×
💰
$82.3M
Total Revenue
📊
$76.7M
Total Expenses
🏦
$171.7M
Net Assets
📋
$1.5B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+24.1%
Year-over-year change (2022 → 2023)
Net Margin
+6.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.24
Net assets divided by total expenses
Liabilities-to-Assets
89.4%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$82,349,71224%$76,698,96652%$1,625,351,1931%
2022$66,359,30711%$50,443,86818%$1,611,175,93915%
2021$59,675,72910%$42,592,5951%$1,395,836,82018%
2020$54,406,7765%$42,885,0413%$1,178,253,79715%
2019$51,808,06713%$41,705,46514%$1,022,189,6468%
2018$45,751,36217%$36,568,41617%$946,573,91911%
2017$39,048,85119%$31,196,39720%$851,740,94513%
2015$32,761,3769%$26,056,19513%$752,173,34013%
2014$30,105,2873%$23,105,7702%$667,521,03019%
2013$29,146,5332%$23,487,9915%$560,622,0671%
2012$29,653,1049%$24,793,1786%$556,590,2886%
2011$27,083,767$23,342,552$522,895,848

Frequently Asked Questions

What does 42 Kemba Credit Union INC do?

42 Kemba Credit Union INC is a unclassified nonprofit organization based in Ohio. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is 42 Kemba Credit Union INC financially healthy?

Based on our 9-metric Financial Health Score model, 42 Kemba Credit Union INC has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does 42 Kemba Credit Union INC generate?

42 Kemba Credit Union INC reports $100.6M in annual revenue and holds $1.8B in total assets, based on IRS filings.

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