W — Public & Societal BenefitEIN: 951968774· Ruling Year: 2018

Cabrillo Credit Union

San Diego, California

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 9 peers in Public & Societal Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.52×
Peer Median11.38×
💰
$19.8M
Total Revenue
📊
$18.2M
Total Expenses
🏦
$27.7M
Net Assets
📋
$370.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+14.4%
Year-over-year change (2022 → 2023)
Net Margin
+7.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.52
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

10 filings on record
YearRevenueExpensesAssets
2023$19,750,188↑14%$18,246,752↑22%$397,739,431↓2%
2022$17,265,058↑11%$14,914,266↑7%$404,914,151↓4%
2021$15,486,506↓5%$13,925,693↓17%$423,725,270↑2%
2020$16,274,606↓9%$16,709,190↑4%$416,519,546↑25%
2019$17,859,291↑21%$15,992,473↑29%$333,188,868↑11%
2018$14,755,835↑14%$12,431,883↑5%$300,409,471↑9%
2017$12,941,777↑12%$11,895,451↑26%$275,446,717↑33%
2013$11,597,942↓2%$9,415,196↑11%$206,761,140↑6%
2012$11,840,865$8,453,405↓11%$195,837,100↑6%
2011$11,874,458$9,538,248$185,036,599

Frequently Asked Questions

What does Cabrillo Credit Union do?▼

Cabrillo Credit Union is a public & societal benefit nonprofit organization based in California. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cabrillo Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Cabrillo Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cabrillo Credit Union generate?▼

Cabrillo Credit Union reports $27.4M in annual revenue and holds $403.2M in total assets, based on IRS filings.

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Cabrillo Credit Union — San Diego, CA | GiveScope