WPublic & Societal BenefitEIN: 951968774· Ruling Year: 2018

Cabrillo Credit Union

San Diego, California

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 9 peers in Public & Societal Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.52×
Peer Median11.38×
💰
$19.8M
Total Revenue
📊
$18.2M
Total Expenses
🏦
$27.7M
Net Assets
📋
$370.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+14.4%
Year-over-year change (2022 → 2023)
Net Margin
+7.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.52
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

10 filings on record
YearRevenueExpensesAssets
2023$19,750,18814%$18,246,75222%$397,739,4312%
2022$17,265,05811%$14,914,2667%$404,914,1514%
2021$15,486,5065%$13,925,69317%$423,725,2702%
2020$16,274,6069%$16,709,1904%$416,519,54625%
2019$17,859,29121%$15,992,47329%$333,188,86811%
2018$14,755,83514%$12,431,8835%$300,409,4719%
2017$12,941,77712%$11,895,45126%$275,446,71733%
2013$11,597,9422%$9,415,19611%$206,761,1406%
2012$11,840,865$8,453,40511%$195,837,1006%
2011$11,874,458$9,538,248$185,036,599

Frequently Asked Questions

What does Cabrillo Credit Union do?

Cabrillo Credit Union is a public & societal benefit nonprofit organization based in California. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cabrillo Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Cabrillo Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cabrillo Credit Union generate?

Cabrillo Credit Union reports $27.4M in annual revenue and holds $403.2M in total assets, based on IRS filings.

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