WPublic & Societal BenefitEIN: 951652797· Ruling Year: 2021

Valley Strong Credit Union

Bakersfield, California

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 43 peers in Public & Societal Benefit with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.14×
Peer Median1.07×
💰
$265.1M
Total Revenue
📊
$247.0M
Total Expenses
🏦
$282.3M
Net Assets
📋
$3.7B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+36.6%
Year-over-year change (2022 → 2023)
Net Margin
+6.8%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.14
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

4 filings on record
YearRevenueExpensesAssets
2023$265,074,91537%$246,997,31639%$4,028,096,5554%
2022$194,067,22647%$177,414,55176%$4,187,947,17821%
2021$131,789,93632%$100,994,40526%$3,451,789,89356%
2020$99,760,280$80,210,784$2,205,905,112

Frequently Asked Questions

What does Valley Strong Credit Union do?

Valley Strong Credit Union is a public & societal benefit nonprofit organization based in California. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Valley Strong Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Valley Strong Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Valley Strong Credit Union generate?

Valley Strong Credit Union reports $263.7M in annual revenue and holds $3.9B in total assets, based on IRS filings.

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Valley Strong Credit Union — Bakersfield, CA | GiveScope