Monterey Credit Union
Monterey, California
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Above Average
How This Organization Compares
Compared to 111 peers in Unclassified with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $13,414,494↑3% | $14,469,997↑26% | $290,805,580↓3% | — |
| 2022 | $12,967,037↑12% | $11,452,496↑8% | $299,185,113↓2% | — |
| 2021 | $11,609,483↓2% | $10,573,160↓5% | $306,137,771↑7% | — |
| 2020 | $11,834,259↓10% | $11,176,794↓7% | $286,321,494↑15% | — |
| 2019 | $13,180,417↑1% | $12,060,121↑3% | $248,930,559↑2% | — |
| 2018 | $13,017,486↑4% | $11,752,732↑3% | $243,055,132↑4% | — |
| 2017 | $12,559,404↑3% | $11,371,842↑5% | $233,571,976↑1% | — |
| 2016 | $12,191,245↑2% | $10,827,505↑3% | $231,987,286↑4% | — |
| 2015 | $12,000,660↑2% | $10,509,382↓2% | $224,035,295↑5% | — |
| 2014 | $11,774,602↓2% | $10,728,455↑5% | $214,150,999↑3% | — |
| 2013 | $11,966,537↓7% | $10,244,574↓4% | $207,882,320↑1% | — |
| 2012 | $12,868,239 | $10,674,019↓1% | $205,503,717↑10% | — |
| 2011 | $12,930,700 | $10,798,790 | $186,809,167 | — |
Frequently Asked Questions
What does Monterey Credit Union do?▼
Monterey Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Monterey Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Monterey Credit Union has a score of 59/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Monterey Credit Union generate?▼
Monterey Credit Union reports $16.1M in annual revenue and holds $315.4M in total assets, based on IRS filings.
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