ZUnclassifiedEIN: 941417215· Ruling Year: 1961

Dow Great Western Credit Union

Antioch, California

B-Health Score
53B-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Average

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.63×
Peer Median15.40×
💰
$2.0M
Total Revenue
📊
$2.0M
Total Expenses
🏦
$3.3M
Net Assets
📋
$44.1M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-6.6%
Year-over-year change (2022 → 2023)
Net Margin
-1.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.63
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$1,994,8357%$2,023,5656%$47,413,2117%
2022$2,135,82418%$2,150,71720%$51,207,7649%
2021$1,813,4055%$1,796,8278%$56,104,92512%
2020$1,733,4391%$1,960,32922%$50,007,77611%
2019$1,713,9245%$1,611,56511%$45,211,707
2018$1,627,38314%$1,447,59211%$45,208,7365%
2017$1,424,5341%$1,304,83421%$47,456,1394%
2016$1,410,9963%$1,076,3799%$45,612,7629%
2015$1,369,6481%$1,180,48223%$41,722,7046%
2014$1,384,7954%$1,530,76115%$39,184,0891%
2013$1,444,19910%$1,330,25611%$38,962,990
2012$1,603,8587%$1,500,96425%$39,020,8532%
2011$1,728,541$1,993,828$38,439,453

Frequently Asked Questions

What does Dow Great Western Credit Union do?

Dow Great Western Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Dow Great Western Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Dow Great Western Credit Union has a score of 53/100 (Grade: B-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Dow Great Western Credit Union generate?

Dow Great Western Credit Union reports $2.2M in annual revenue and holds $47.3M in total assets, based on IRS filings.

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Dow Great Western Credit Union — Antioch, CA | GiveScope