Monterra Credit Union
Redwood City, California
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 9 peers in Public & Societal Benefit with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $88,263,104↑26% | $63,730,186↑23% | $1,674,734,928↑1% | — |
| 2022 | $70,068,460↑18% | $51,836,419↑11% | $1,661,497,926↑1% | — |
| 2021 | $59,342,431↓8% | $46,583,108↓7% | $1,651,880,221↑15% | — |
| 2020 | $64,270,513↑3% | $50,133,413↑8% | $1,435,484,397↑24% | — |
| 2019 | $62,264,732↑12% | $46,496,514↑14% | $1,161,663,520↑8% | — |
| 2018 | $55,562,052↑13% | $40,673,896↑9% | $1,070,921,854↑6% | — |
| 2017 | $49,217,703↑10% | $37,456,481↑5% | $1,008,514,781↑8% | — |
| 2016 | $44,636,286↑9% | $35,826,050↑5% | $936,616,252↑8% | — |
| 2015 | $40,871,517↓22% | $34,250,703↑3% | $868,068,508↑8% | — |
| 2014 | $52,112,302↑44% | $33,280,609↑1% | $802,760,617↑7% | — |
| 2013 | $36,311,841 | $33,050,539↑9% | $748,071,264↑5% | — |
| 2012 | $36,316,937 | $30,270,293↑2% | $712,678,350↑10% | — |
| 2011 | $36,286,057 | $29,703,828 | $649,138,031 | — |
Frequently Asked Questions
What does Monterra Credit Union do?▼
Monterra Credit Union is a public & societal benefit nonprofit organization based in California. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.
Is Monterra Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Monterra Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Monterra Credit Union generate?▼
Monterra Credit Union reports $94.8M in annual revenue and holds $1.8B in total assets, based on IRS filings.
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