ZUnclassifiedEIN: 940755684

Patelco Credit Union

Dublin, California

A-Health Score
75A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.23×
Peer Median0.87×
💰
$445.1M
Total Revenue
📊
$372.5M
Total Expenses
🏦
$829.4M
Net Assets
📋
$8.9B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+41.4%
Year-over-year change (2022 → 2023)
Net Margin
+16.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.23
Net assets divided by total expenses
Liabilities-to-Assets
91.5%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$445,084,38041%$372,513,46053%$9,714,731,0007%
2022$314,717,65514%$243,406,10911%$9,073,686,000
2021$276,202,1161%$220,010,22411%$9,047,982,0007%
2020$278,445,7807%$247,581,5685%$8,433,823,23916%
2019$299,706,51013%$234,831,46518%$7,290,342,96411%
2018$264,823,44321%$199,301,09819%$6,592,553,9619%
2017$219,637,55411%$167,139,57212%$6,055,263,98611%
2016$197,930,99714%$148,663,3664%$5,463,556,12015%
2015$173,161,2618%$142,974,20522%$4,741,673,87613%
2014$159,683,7421%$116,985,44310%$4,195,707,3295%
2013$158,175,4704%$106,170,64531%$4,011,238,51111%
2011$165,618,984$153,412,193$3,611,613,563

Frequently Asked Questions

What does Patelco Credit Union do?

Patelco Credit Union is a unclassified nonprofit organization based in California. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Patelco Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Patelco Credit Union has a score of 75/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Patelco Credit Union generate?

Patelco Credit Union reports $527.5M in annual revenue and holds $9.4B in total assets, based on IRS filings.

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