Oneaz Credit Union

Phoenix, Arizona

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 43 peers in Public & Societal Benefit with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.51×
Peer Median1.07×
💰
$171.2M
Total Revenue
📊
$146.3M
Total Expenses
🏦
$220.6M
Net Assets
📋
$3.2B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+34.6%
Year-over-year change (2022 → 2023)
Net Margin
+14.5%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.51
Net assets divided by total expenses
Liabilities-to-Assets
93.5%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$171,247,753↑35%$146,334,124↑31%$3,384,527,864↑3%
2022$127,189,432↑21%$111,985,163↑20%$3,270,651,500↑7%
2021$105,409,190↓1%$93,152,037↓33%$3,043,080,305↑17%
2020$106,232,415↓7%$138,202,766↑43%$2,608,126,699↑20%
2019$114,487,579↑6%$96,897,496↑6%$2,169,567,798↑6%
2018$107,669,460↑10%$91,506,499↑7%$2,049,958,630↑2%
2017$98,063,038↑9%$85,542,346↑9%$2,006,869,184↑5%
2016$89,623,950↑4%$78,385,241↑16%$1,908,566,810↑7%
2015$86,251,524↑6%$67,792,456↑3%$1,788,429,012↑8%
2014$81,365,392↑2%$66,062,819↑4%$1,656,659,634↑3%
2013$79,885,332↓8%$63,685,289↓7%$1,607,810,099↑12%
2012$86,856,824↑8%$68,477,105↓5%$1,430,930,107↑10%
2011$80,696,500$72,357,680$1,295,127,912

Frequently Asked Questions

What does Oneaz Credit Union do?▼

Oneaz Credit Union is a public & societal benefit nonprofit organization based in Arizona. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Oneaz Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Oneaz Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Oneaz Credit Union generate?▼

Oneaz Credit Union reports $198.9M in annual revenue and holds $3.4B in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Public & Societal Benefit category, or browse all nonprofits in Arizona.