Z — UnclassifiedEIN: 860100904

First Credit Union

Chandler, Arizona

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.30×
Peer Median5.86×
💰
$39.3M
Total Revenue
📊
$35.3M
Total Expenses
🏦
$45.7M
Net Assets
📋
$658.1M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+28.3%
Year-over-year change (2022 → 2023)
Net Margin
+10.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.30
Net assets divided by total expenses
Liabilities-to-Assets
93.5%
Total liabilities as % of total assets

Filing History

14 filings on record
YearRevenueExpensesAssets
2023$39,282,064↑28%$35,297,564↑37%$703,838,970↓1%
2022$30,610,743↑26%$25,835,411↑27%$711,017,037↑7%
2021$24,353,409$20,366,012↓12%$666,315,890↑13%
2020$24,321,171↓22%$23,086,669↑1%$590,539,749↑20%
2019$31,258,865↑22%$22,821,515↓2%$491,790,423↑7%
2018$25,712,379↑1%$23,364,287↓5%$460,320,720
2017$25,548,059↑5%$24,523,607↑3%$459,183,370↑2%
2016$24,314,115↑10%$23,895,833↑16%$449,345,264↑5%
2015$22,121,180↑3%$20,599,742↑7%$427,865,643↑4%
2014$21,408,713↑16%$19,244,213↑20%$410,037,025↑2%
2013$18,388,732↓13%$15,995,992↓8%$402,532,097↑1%
2012$21,033,944↑4%$17,399,913↓14%$398,771,034
2011$20,311,258↓10%$20,173,563↓33%$397,442,816↓3%
2010$22,495,916$29,903,536$410,976,924

Frequently Asked Questions

What does First Credit Union do?▼

First Credit Union is a unclassified nonprofit organization based in Arizona. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is First Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, First Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does First Credit Union generate?▼

First Credit Union reports $50.4M in annual revenue and holds $735.1M in total assets, based on IRS filings.

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