ZUnclassifiedEIN: 860098350

Arizona Central Credit Union

Phoenix, Arizona

B+Health Score
73B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.31×
Peer Median5.86×
💰
$42.4M
Total Revenue
📊
$40.0M
Total Expenses
🏦
$52.5M
Net Assets
📋
$690.6M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+10.8%
Year-over-year change (2022 → 2023)
Net Margin
+5.8%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.31
Net assets divided by total expenses
Liabilities-to-Assets
92.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$42,410,18111%$39,967,27625%$743,178,5972%
2022$38,271,9128%$32,068,9316%$755,233,0282%
2021$35,293,6416%$30,254,65015%$741,586,55015%
2020$37,743,6523%$35,450,10212%$645,140,22123%
2019$38,794,39016%$31,710,0041%$525,110,0495%
2018$33,522,3628%$31,998,8826%$497,872,8234%
2017$31,002,4515%$30,093,3664%$477,821,0864%
2016$29,664,1683%$29,058,4952%$460,414,3985%
2015$28,725,5776%$28,486,37511%$438,935,9591%
2014$27,221,3647%$25,661,1339%$433,484,7907%
2013$25,386,5722%$23,623,32510%$403,446,9742%
2012$24,882,9314%$21,395,95814%$397,431,538
2011$25,865,784$24,965,258$395,543,331

Frequently Asked Questions

What does Arizona Central Credit Union do?

Arizona Central Credit Union is a unclassified nonprofit organization based in Arizona. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Arizona Central Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Arizona Central Credit Union has a score of 73/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Arizona Central Credit Union generate?

Arizona Central Credit Union reports $43.6M in annual revenue and holds $688.9M in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Unclassified category, or browse all nonprofits in Arizona.