ZUnclassifiedEIN: 850234701· Ruling Year: 1973

Belen Railway Employees Credit Union

Belen, New Mexico

B-Health Score
45B-

Financial Health Score

Provisional

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Average

8-point penalty for stale filing data

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org3.41×
Peer Median15.40×
💰
$1.5M
Total Revenue
📊
$1.1M
Total Expenses
🏦
$3.9M
Net Assets
📋
$26.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+48.7%
Year-over-year change (2011 → 2017)
Net Margin
+23.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
3.41
Net assets divided by total expenses
Liabilities-to-Assets
87.3%
Total liabilities as % of total assets

Filing History

2 filings on record
YearRevenueExpensesAssets
2017$1,498,65249%$1,145,18851%$30,627,22740%
2011$1,007,623$759,810$21,937,448

Frequently Asked Questions

What does Belen Railway Employees Credit Union do?

Belen Railway Employees Credit Union is a unclassified nonprofit organization based in New Mexico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Belen Railway Employees Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Belen Railway Employees Credit Union has a score of 45/100 (Grade: B-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Belen Railway Employees Credit Union generate?

Belen Railway Employees Credit Union reports $5.0M in annual revenue and holds $75.4M in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Unclassified category, or browse all nonprofits in New Mexico.