ZUnclassifiedEIN: 810243702

3 Rivers Telephone Cooperative INC

Fairfield, Montana

BHealth Score
60B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.07×
Peer Median5.86×
💰
$58.3M
Total Revenue
📊
$58.3M
Total Expenses
🏦
$120.9M
Net Assets
📋
$57.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+1.1%
Year-over-year change (2022 → 2023)
Net Margin
0.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.07
Net assets divided by total expenses
Liabilities-to-Assets
32.4%
Total liabilities as % of total assets

Filing History

10 filings on record
YearRevenueExpensesAssets
2023$58,316,7621%$58,316,7621%$178,760,1113%
2022$57,686,3381%$57,686,3381%$184,621,0712%
2021$57,114,0654%$57,114,0652%$188,606,5028%
2019$59,664,3234%$58,253,4646%$173,925,23418%
2018$61,939,36720%$61,939,36720%$147,692,0867%
2017$51,748,2526%$51,748,2526%$138,243,6725%
2016$48,997,7584%$48,997,7584%$131,879,2885%
2015$47,167,8808%$47,167,8808%$126,025,1173%
2014$43,680,6318%$43,680,6312%$121,790,15418%
2012$40,413,696$42,666,516$103,137,808

Frequently Asked Questions

What does 3 Rivers Telephone Cooperative INC do?

3 Rivers Telephone Cooperative INC is a unclassified nonprofit organization based in Montana. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is 3 Rivers Telephone Cooperative INC financially healthy?

Based on our 9-metric Financial Health Score model, 3 Rivers Telephone Cooperative INC has a score of 60/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does 3 Rivers Telephone Cooperative INC generate?

3 Rivers Telephone Cooperative INC reports $62.8M in annual revenue and holds $175.0M in total assets, based on IRS filings.

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