West Texas Credit Union
Odessa, Texas
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 22 peers in Unclassified with $1M-$10M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
12 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $3,868,076↑13% | $3,488,160↑2% | $62,401,961 | — |
| 2021 | $3,421,856↑2% | $3,430,768↑14% | $62,368,930↑2% | — |
| 2020 | $3,369,136↑13% | $3,004,078↑14% | $61,272,102↑6% | — |
| 2019 | $2,969,663↑5% | $2,646,700↑2% | $57,547,328↓2% | — |
| 2018 | $2,820,983↑9% | $2,603,232↑6% | $58,559,950↑4% | — |
| 2017 | $2,583,461↑1% | $2,466,854↓1% | $56,306,336↑5% | — |
| 2016 | $2,555,351↓5% | $2,481,995↓1% | $53,588,227↓3% | — |
| 2015 | $2,680,788↑6% | $2,497,981↑8% | $55,216,076 | — |
| 2014 | $2,525,508↑58% | $2,320,536↑48% | $55,402,368↑9% | — |
| 2013 | $1,602,392↑30% | $1,564,648↑19% | $50,731,496↓1% | — |
| 2012 | $1,229,292↓5% | $1,317,997↓11% | $51,168,985↓2% | — |
| 2011 | $1,298,258 | $1,481,542 | $51,953,464 | — |
Frequently Asked Questions
What does West Texas Credit Union do?▼
West Texas Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is West Texas Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, West Texas Credit Union has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does West Texas Credit Union generate?▼
West Texas Credit Union reports $3.9M in annual revenue and holds $62.8M in total assets, based on IRS filings.
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