Z — UnclassifiedEIN: 750800435

Alliance Credit Union

Lubbock, Texas

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.83×
Peer Median5.86×
💰
$40.8M
Total Revenue
📊
$35.4M
Total Expenses
🏦
$64.7M
Net Assets
📋
$503.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+24.0%
Year-over-year change (2022 → 2023)
Net Margin
+13.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.83
Net assets divided by total expenses
Liabilities-to-Assets
88.6%
Total liabilities as % of total assets

Filing History

7 filings on record
YearRevenueExpensesAssets
2023$40,796,804↑24%$35,398,401↑41%$567,938,177↑16%
2022$32,897,518↑34%$25,069,267↑35%$489,907,620↑25%
2021$24,576,419↑26%$18,574,419↑19%$392,881,868↑28%
2020$19,446,162↑16%$15,666,605↑13%$306,597,797↑10%
2019$16,827,579↑7%$13,908,569↑12%$279,946,644↑11%
2018$15,685,281↑11%$12,414,987↑8%$252,021,671↑5%
2017$14,128,979$11,516,442$240,721,688

Frequently Asked Questions

What does Alliance Credit Union do?▼

Alliance Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Alliance Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Alliance Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Alliance Credit Union generate?▼

Alliance Credit Union reports $53.6M in annual revenue and holds $617.9M in total assets, based on IRS filings.

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