ZUnclassifiedEIN: 741473230· Ruling Year: 1976

1 St University Credit Union

Waco, Texas

BHealth Score
59B

Financial Health Score

8-metric score across financial health, operational efficiency, and resilience. Based on IRS Form 990 filing data.

Above Average

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.19×
Peer Median15.40×
💰
$1.6M
Total Revenue
📊
$1.6M
Total Expenses
🏦
$1.8M
Net Assets
📋
$17.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+22.8%
Year-over-year change (2022 → 2023)
Net Margin
+1.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.19
Net assets divided by total expenses
Liabilities-to-Assets
90.5%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$1,574,76723%$1,554,48731%$19,538,51314%
2022$1,282,5008%$1,182,5363%$17,195,78624%
2021$1,186,4348%$1,143,2238%$13,835,4577%
2020$1,097,80911%$1,058,70311%$12,882,11214%
2019$990,9534%$954,3513%$11,332,8966%
2018$1,036,8533%$988,68311%$12,028,7882%
2017$1,009,53510%$1,111,1051%$11,776,6675%
2016$1,125,1147%$1,123,17117%$12,343,1635%
2015$1,047,7036%$963,3711%$13,011,3446%
2014$986,4817%$954,1873%$12,227,6193%
2013$925,7493%$927,5133%$11,927,2212%
2012$901,6495%$896,43910%$12,153,999
2011$950,992$994,070$12,099,729

Frequently Asked Questions

What does 1 St University Credit Union do?

1 St University Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is 1 St University Credit Union financially healthy?

Financial health scoring requires Form 990 filing data. Check back as we process more filings for 1 St University Credit Union.

How much revenue does 1 St University Credit Union generate?

1 St University Credit Union reports $1.4M in annual revenue and holds $17.6M in total assets, based on IRS filings.

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