Educators Credit Union
Waco, Texas
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Good
How This Organization Compares
Compared to 111 peers in Unclassified with $10M-$100M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $21,701,233↑49% | $12,428,857↑45% | $547,594,494↑2% | — |
| 2022 | $14,604,226↑26% | $8,559,807↑3% | $537,751,416↑3% | — |
| 2021 | $11,564,364↓11% | $8,347,515↓14% | $523,380,753↑12% | — |
| 2020 | $13,003,577↓7% | $9,717,042↑2% | $466,926,206↑12% | — |
| 2019 | $13,980,900↑10% | $9,508,637↑12% | $415,310,486↑2% | — |
| 2018 | $12,675,304↑13% | $8,511,319↑1% | $406,585,412↑1% | — |
| 2017 | $11,225,421↑6% | $8,395,477↑1% | $401,271,928↑3% | — |
| 2016 | $10,620,451↓4% | $8,282,808↑4% | $390,705,690↑2% | — |
| 2015 | $11,101,191↓3% | $7,996,643↑3% | $383,386,027↑5% | — |
| 2014 | $11,441,788↓4% | $7,757,075↓1% | $364,033,864↑3% | — |
| 2013 | $11,885,969↑12% | $7,832,756↓6% | $353,634,496↑4% | — |
| 2012 | $10,598,445↓5% | $8,355,249↓11% | $341,514,524↑3% | — |
| 2011 | $11,198,252 | $9,363,863 | $332,195,243 | — |
Frequently Asked Questions
What does Educators Credit Union do?▼
Educators Credit Union is a unclassified nonprofit organization based in Texas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Educators Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Educators Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Educators Credit Union generate?▼
Educators Credit Union reports $24.5M in annual revenue and holds $549.3M in total assets, based on IRS filings.
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