Z — UnclassifiedEIN: 660329330

Cooperativa de Ahorro Y Credito Morovena

Morovis, Puerto Rico

A-Health Score
79A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org6.42×
Peer Median15.40×
💰
$8.6M
Total Revenue
📊
$4.7M
Total Expenses
🏦
$29.9M
Net Assets
📋
$75.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+86.8%
Year-over-year change (2022 → 2023)
Net Margin
+46.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
6.42
Net assets divided by total expenses
Liabilities-to-Assets
71.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$8,648,954↑87%$4,666,438↑21%$105,307,292↑3%
2022$4,630,080↑13%$3,845,711↑5%$102,430,082↓2%
2021$4,097,760↓4%$3,662,086$104,195,562↑8%
2020$4,285,880↓2%$3,649,648↓12%$96,822,240↑17%
2019$4,391,671↑1%$4,138,351$82,769,839↓7%
2018$4,334,998↓7%$4,123,033↓10%$88,888,822↑2%
2017$4,681,290↓14%$4,571,307↓7%$87,436,903↑3%
2016$5,413,884↓3%$4,907,561↑6%$84,877,001↓1%
2015$5,581,822↑2%$4,617,390↑2%$85,747,382↑6%
2014$5,479,827↓7%$4,535,344↓11%$80,948,383↓4%
2013$5,866,056↓9%$5,087,430↓12%$84,227,730↓3%
2012$6,456,189↑14%$5,813,709↑7%$87,243,145↓2%
2011$5,683,226$5,444,200$89,373,331

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito Morovena do?▼

Cooperativa de Ahorro Y Credito Morovena is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito Morovena financially healthy?▼

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito Morovena has a score of 79/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito Morovena generate?▼

Cooperativa de Ahorro Y Credito Morovena reports $6.7M in annual revenue and holds $102.1M in total assets, based on IRS filings.

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