ZUnclassifiedEIN: 660329330

Cooperativa de Ahorro Y Credito Morovena

Morovis, Puerto Rico

A-Health Score
79A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org6.42×
Peer Median15.40×
💰
$8.6M
Total Revenue
📊
$4.7M
Total Expenses
🏦
$29.9M
Net Assets
📋
$75.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+86.8%
Year-over-year change (2022 → 2023)
Net Margin
+46.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
6.42
Net assets divided by total expenses
Liabilities-to-Assets
71.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$8,648,95487%$4,666,43821%$105,307,2923%
2022$4,630,08013%$3,845,7115%$102,430,0822%
2021$4,097,7604%$3,662,086$104,195,5628%
2020$4,285,8802%$3,649,64812%$96,822,24017%
2019$4,391,6711%$4,138,351$82,769,8397%
2018$4,334,9987%$4,123,03310%$88,888,8222%
2017$4,681,29014%$4,571,3077%$87,436,9033%
2016$5,413,8843%$4,907,5616%$84,877,0011%
2015$5,581,8222%$4,617,3902%$85,747,3826%
2014$5,479,8277%$4,535,34411%$80,948,3834%
2013$5,866,0569%$5,087,43012%$84,227,7303%
2012$6,456,18914%$5,813,7097%$87,243,1452%
2011$5,683,226$5,444,200$89,373,331

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito Morovena do?

Cooperativa de Ahorro Y Credito Morovena is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito Morovena financially healthy?

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito Morovena has a score of 79/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito Morovena generate?

Cooperativa de Ahorro Y Credito Morovena reports $6.7M in annual revenue and holds $102.1M in total assets, based on IRS filings.

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