Z — UnclassifiedEIN: 660224450

Cooperativa de Ahorro Y Credito San Rafael de Que

Quebradillas, Puerto Rico

A-Health Score
81A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org6.47×
Peer Median5.86×
💰
$20.0M
Total Revenue
📊
$10.2M
Total Expenses
🏦
$65.9M
Net Assets
📋
$160.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+68.6%
Year-over-year change (2022 → 2023)
Net Margin
+49.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
6.47
Net assets divided by total expenses
Liabilities-to-Assets
70.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$20,006,028↑69%$10,185,718↑20%$226,668,640↑4%
2022$11,862,672↑7%$8,492,097↑4%$218,574,543↓5%
2021$11,060,077↑1%$8,183,917$229,762,461↑10%
2020$10,903,714↑2%$8,201,438↓52%$208,973,468↑17%
2019$10,686,875↑5%$17,146,710↑100%$179,025,069↓3%
2018$10,150,937↑7%$8,592,057↑5%$183,766,613↑3%
2017$9,482,671↓8%$8,200,387↓2%$178,873,972↑1%
2016$10,280,129↓6%$8,340,857↓1%$177,804,541↓2%
2015$10,895,050$8,405,456↓2%$181,784,946↑2%
2014$10,905,624↑2%$8,567,218$177,594,507↑1%
2013$10,664,567↓2%$8,538,980↓7%$175,781,706↓4%
2012$10,933,705↑4%$9,169,395$183,175,824↓4%
2011$10,535,352$9,156,644$191,206,860

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito San Rafael de Que do?▼

Cooperativa de Ahorro Y Credito San Rafael de Que is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito San Rafael de Que financially healthy?▼

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito San Rafael de Que has a score of 81/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito San Rafael de Que generate?▼

Cooperativa de Ahorro Y Credito San Rafael de Que reports $15.7M in annual revenue and holds $227.6M in total assets, based on IRS filings.

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