Z — UnclassifiedEIN: 660220429

Cooperativa de Ahorro Y Credito de Manati INC

Manati, Puerto Rico

A-Health Score
76A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org3.44×
Peer Median5.86×
💰
$21.2M
Total Revenue
📊
$15.2M
Total Expenses
🏦
$52.4M
Net Assets
📋
$243.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+63.7%
Year-over-year change (2022 → 2023)
Net Margin
+28.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
3.44
Net assets divided by total expenses
Liabilities-to-Assets
82.3%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$21,196,699↑64%$15,222,216↑53%$295,329,329↑36%
2022$12,946,475↑12%$9,981,215↑6%$217,103,471↓5%
2021$11,596,977$9,452,173↓5%$229,473,590↑6%
2020$11,609,524↑1%$9,964,630↑4%$217,103,265↑20%
2019$11,459,002↑10%$9,548,630↑5%$181,339,510↑1%
2018$10,422,762↑6%$9,077,900↑8%$179,529,106↑3%
2017$9,845,886↑1%$8,396,460↑2%$175,107,053↑6%
2016$9,711,797↑1%$8,264,100↓2%$164,852,685↑7%
2015$9,624,164↑5%$8,404,604↑3%$153,679,927↑7%
2014$9,150,269↑3%$8,139,149↓4%$143,555,318↑12%
2012$8,913,770↑4%$8,479,271↓1%$128,519,285↑2%
2011$8,603,627$8,564,952$126,565,486

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito de Manati INC do?▼

Cooperativa de Ahorro Y Credito de Manati INC is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito de Manati INC financially healthy?▼

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito de Manati INC has a score of 76/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito de Manati INC generate?▼

Cooperativa de Ahorro Y Credito de Manati INC reports $23.9M in annual revenue and holds $312.4M in total assets, based on IRS filings.

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