Z — UnclassifiedEIN: 660219584

Cooperativa de Ahorro Y Credito Camuy

Camuy, Puerto Rico

A-Health Score
79A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org7.13×
Peer Median5.86×
💰
$20.6M
Total Revenue
📊
$13.7M
Total Expenses
🏦
$97.3M
Net Assets
📋
$223.1M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+37.2%
Year-over-year change (2022 → 2023)
Net Margin
+33.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
7.13
Net assets divided by total expenses
Liabilities-to-Assets
69.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$20,587,482↑37%$13,653,220↑30%$320,383,128↑10%
2022$15,010,171↑1%$10,479,884↑9%$290,823,177
2021$14,864,863↑37%$9,593,850↑16%$291,444,292↑34%
2020$10,831,806↓3%$8,241,044↓1%$217,010,002↑17%
2019$11,189,413↑17%$8,314,605↓41%$185,291,337↑2%
2018$9,542,007↓11%$14,084,880↑69%$181,186,186↓5%
2017$10,666,741↓4%$8,336,989↑8%$190,304,039↑1%
2016$11,069,532↓3%$7,737,152↑9%$188,130,402
2015$11,451,446$7,080,130↑4%$188,994,386
2014$11,491,110↓6%$6,823,550↑7%$188,147,088↑2%
2013$12,234,564↑8%$6,351,387↓13%$184,971,033↑6%
2012$11,320,263$7,326,890↑3%$174,586,621↑4%
2011$11,309,056$7,118,766$168,354,773

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito Camuy do?▼

Cooperativa de Ahorro Y Credito Camuy is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito Camuy financially healthy?▼

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito Camuy has a score of 79/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito Camuy generate?▼

Cooperativa de Ahorro Y Credito Camuy reports $24.9M in annual revenue and holds $333.1M in total assets, based on IRS filings.

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