ZUnclassifiedEIN: 660217489

Cooperative Ahorro Y Credito de Aguadilla

Aguadilla, Puerto Rico

A-Health Score
76A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.37×
Peer Median5.86×
💰
$8.2M
Total Revenue
📊
$7.3M
Total Expenses
🏦
$17.3M
Net Assets
📋
$131.1M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+25.5%
Year-over-year change (2022 → 2023)
Net Margin
+10.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.37
Net assets divided by total expenses
Liabilities-to-Assets
88.3%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$8,169,21925%$7,305,72427%$148,392,2438%
2022$6,511,561$5,734,10411%$137,180,58610%
2021$6,490,91824%$6,407,005$124,747,56612%
2020$5,213,68811%$6,403,41021%$111,852,55311%
2019$5,849,42643%$5,310,7692%$100,512,8806%
2018$4,095,3886%$5,428,946$107,411,6422%
2017$3,864,77328%$5,426,74338%$109,117,7129%
2016$5,369,62218%$8,758,05650%$119,859,8829%
2015$6,564,53911%$5,847,23523%$132,402,7341%
2014$7,360,7075%$7,628,3942%$131,134,7787%
2013$7,037,0461%$7,771,52718%$122,464,105
2012$7,093,9576%$6,600,8053%$123,012,5721%
2011$7,531,389$6,821,277$124,665,449

Frequently Asked Questions

What does Cooperative Ahorro Y Credito de Aguadilla do?

Cooperative Ahorro Y Credito de Aguadilla is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperative Ahorro Y Credito de Aguadilla financially healthy?

Based on our 9-metric Financial Health Score model, Cooperative Ahorro Y Credito de Aguadilla has a score of 76/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperative Ahorro Y Credito de Aguadilla generate?

Cooperative Ahorro Y Credito de Aguadilla reports $11.2M in annual revenue and holds $155.1M in total assets, based on IRS filings.

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