ZUnclassifiedEIN: 660214491

Cooperativa de Ahorro Y Credito de Isabela

Isabela, Puerto Rico

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org7.53×
Peer Median5.86×
💰
$21.1M
Total Revenue
📊
$15.8M
Total Expenses
🏦
$119.3M
Net Assets
📋
$236.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+49.9%
Year-over-year change (2022 → 2023)
Net Margin
+25.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
7.53
Net assets divided by total expenses
Liabilities-to-Assets
66.5%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$21,144,67750%$15,831,41230%$356,161,8031%
2022$14,103,7461%$12,205,8603%$359,459,2732%
2021$13,991,3925%$12,529,6747%$367,825,8124%
2020$14,688,6482%$13,414,3342%$353,368,53413%
2019$14,428,8364%$13,144,6633%$312,356,7172%
2018$13,834,3013%$12,700,3657%$307,364,2891%
2017$13,404,08113%$11,894,4772%$309,482,696
2016$15,365,9143%$12,122,6686%$309,280,9032%
2015$14,969,6851%$11,451,394$316,722,429
2014$15,122,262$11,405,3021%$316,732,0001%
2013$15,145,6602%$11,332,75211%$313,093,7061%
2012$15,530,0774%$12,770,4876%$309,260,3531%
2011$16,144,690$12,062,717$306,545,759

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito de Isabela do?

Cooperativa de Ahorro Y Credito de Isabela is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito de Isabela financially healthy?

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito de Isabela has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito de Isabela generate?

Cooperativa de Ahorro Y Credito de Isabela reports $23.4M in annual revenue and holds $368.0M in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Unclassified category, or browse all nonprofits in Puerto Rico.