Z — UnclassifiedEIN: 660214491

Cooperativa de Ahorro Y Credito de Isabela

Isabela, Puerto Rico

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org7.53×
Peer Median5.86×
💰
$21.1M
Total Revenue
📊
$15.8M
Total Expenses
🏦
$119.3M
Net Assets
📋
$236.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+49.9%
Year-over-year change (2022 → 2023)
Net Margin
+25.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
7.53
Net assets divided by total expenses
Liabilities-to-Assets
66.5%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$21,144,677↑50%$15,831,412↑30%$356,161,803↓1%
2022$14,103,746↑1%$12,205,860↓3%$359,459,273↓2%
2021$13,991,392↓5%$12,529,674↓7%$367,825,812↑4%
2020$14,688,648↑2%$13,414,334↑2%$353,368,534↑13%
2019$14,428,836↑4%$13,144,663↑3%$312,356,717↑2%
2018$13,834,301↑3%$12,700,365↑7%$307,364,289↓1%
2017$13,404,081↓13%$11,894,477↓2%$309,482,696
2016$15,365,914↑3%$12,122,668↑6%$309,280,903↓2%
2015$14,969,685↓1%$11,451,394$316,722,429
2014$15,122,262$11,405,302↑1%$316,732,000↑1%
2013$15,145,660↓2%$11,332,752↓11%$313,093,706↑1%
2012$15,530,077↓4%$12,770,487↑6%$309,260,353↑1%
2011$16,144,690$12,062,717$306,545,759

Frequently Asked Questions

What does Cooperativa de Ahorro Y Credito de Isabela do?▼

Cooperativa de Ahorro Y Credito de Isabela is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperativa de Ahorro Y Credito de Isabela financially healthy?▼

Based on our 9-metric Financial Health Score model, Cooperativa de Ahorro Y Credito de Isabela has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperativa de Ahorro Y Credito de Isabela generate?▼

Cooperativa de Ahorro Y Credito de Isabela reports $23.4M in annual revenue and holds $368.0M in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Unclassified category, or browse all nonprofits in Puerto Rico.