ZUnclassifiedEIN: 660206444

Cooperative de Ahorro Y Credito de Lare

Lares, Puerto Rico

A-Health Score
77A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org6.03×
Peer Median5.86×
💰
$15.9M
Total Revenue
📊
$10.1M
Total Expenses
🏦
$60.9M
Net Assets
📋
$161.2M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+29.0%
Year-over-year change (2022 → 2023)
Net Margin
+36.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
6.03
Net assets divided by total expenses
Liabilities-to-Assets
72.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$15,865,23429%$10,086,13011%$222,090,1366%
2022$12,301,3635%$9,119,1578%$209,138,2851%
2021$12,993,67224%$8,430,4995%$207,270,85711%
2020$10,491,89910%$8,054,07533%$187,333,57621%
2019$9,527,1118%$12,106,19647%$154,747,2275%
2018$8,803,2721%$8,263,1863%$147,823,270
2017$8,711,4722%$8,006,655$147,537,7139%
2016$8,576,1515%$8,008,8488%$135,106,3602%
2015$9,008,7402%$7,427,74110%$137,413,7303%
2014$9,173,8481%$6,736,590$133,174,8219%
2013$9,090,4291%$6,765,5624%$122,021,9072%
2012$9,226,6804%$6,481,0999%$119,815,2395%
2011$8,834,081$7,139,900$114,010,489

Frequently Asked Questions

What does Cooperative de Ahorro Y Credito de Lare do?

Cooperative de Ahorro Y Credito de Lare is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperative de Ahorro Y Credito de Lare financially healthy?

Based on our 9-metric Financial Health Score model, Cooperative de Ahorro Y Credito de Lare has a score of 77/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperative de Ahorro Y Credito de Lare generate?

Cooperative de Ahorro Y Credito de Lare reports $15.0M in annual revenue and holds $231.2M in total assets, based on IRS filings.

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