Z — UnclassifiedEIN: 660206444

Cooperative de Ahorro Y Credito de Lare

Lares, Puerto Rico

A-Health Score
77A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org6.03×
Peer Median5.86×
💰
$15.9M
Total Revenue
📊
$10.1M
Total Expenses
🏦
$60.9M
Net Assets
📋
$161.2M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+29.0%
Year-over-year change (2022 → 2023)
Net Margin
+36.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
6.03
Net assets divided by total expenses
Liabilities-to-Assets
72.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$15,865,234↑29%$10,086,130↑11%$222,090,136↑6%
2022$12,301,363↓5%$9,119,157↑8%$209,138,285↑1%
2021$12,993,672↑24%$8,430,499↑5%$207,270,857↑11%
2020$10,491,899↑10%$8,054,075↓33%$187,333,576↑21%
2019$9,527,111↑8%$12,106,196↑47%$154,747,227↑5%
2018$8,803,272↑1%$8,263,186↑3%$147,823,270
2017$8,711,472↑2%$8,006,655$147,537,713↑9%
2016$8,576,151↓5%$8,008,848↑8%$135,106,360↓2%
2015$9,008,740↓2%$7,427,741↑10%$137,413,730↑3%
2014$9,173,848↑1%$6,736,590$133,174,821↑9%
2013$9,090,429↓1%$6,765,562↑4%$122,021,907↑2%
2012$9,226,680↑4%$6,481,099↓9%$119,815,239↑5%
2011$8,834,081$7,139,900$114,010,489

Frequently Asked Questions

What does Cooperative de Ahorro Y Credito de Lare do?▼

Cooperative de Ahorro Y Credito de Lare is a unclassified nonprofit organization based in Puerto Rico. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cooperative de Ahorro Y Credito de Lare financially healthy?▼

Based on our 9-metric Financial Health Score model, Cooperative de Ahorro Y Credito de Lare has a score of 77/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cooperative de Ahorro Y Credito de Lare generate?▼

Cooperative de Ahorro Y Credito de Lare reports $15.0M in annual revenue and holds $231.2M in total assets, based on IRS filings.

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