W โ€” Public & Societal BenefitEIN: 636023153ยท Ruling Year: 2024

North Alabama Educators Credit Union

Huntsville, Alabama

BHealth Score
55B

Financial Health Score

Provisional

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

โš  8-point penalty for stale filing data

๐Ÿ’ฐ
$4.0M
Total Revenue
๐Ÿ“Š
$3.6M
Total Expenses
๐Ÿฆ
$6.2M
Net Assets
๐Ÿ“‹
$74.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+2.8%
Year-over-year change (2011 โ†’ 2012)
Net Margin
+9.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.71
Net assets divided by total expenses
Liabilities-to-Assets
92.4%
Total liabilities as % of total assets

Filing History

2 filings on record
YearRevenueExpensesAssets
2012$4,003,316โ†‘3%$3,608,601โ†“6%$81,069,140โ†‘2%
2011$3,893,567$3,819,209$79,372,688

Frequently Asked Questions

What does North Alabama Educators Credit Union do?โ–ผ

North Alabama Educators Credit Union is a public & societal benefit nonprofit organization based in Alabama. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is North Alabama Educators Credit Union financially healthy?โ–ผ

Based on our 9-metric Financial Health Score model, North Alabama Educators Credit Union has a score of 55/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does North Alabama Educators Credit Union generate?โ–ผ

North Alabama Educators Credit Union reports $5.7M in annual revenue and holds $132.7M in total assets, based on IRS filings.

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North Alabama Educators Credit Union โ€” Huntsville, AL | GiveScope