Z — UnclassifiedEIN: 630440014

Alabama Credit Union

Tuscaloosa, Alabama

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.09×
Peer Median0.87×
💰
$106.3M
Total Revenue
📊
$101.4M
Total Expenses
🏦
$110.7M
Net Assets
📋
$1.8B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+39.3%
Year-over-year change (2022 → 2023)
Net Margin
+4.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.09
Net assets divided by total expenses
Liabilities-to-Assets
94.2%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$106,263,577↑39%$101,381,357↑61%$1,922,294,287↑17%
2022$76,294,666↑32%$63,024,332↑34%$1,640,689,087↑17%
2021$57,798,045↑17%$47,077,943↑7%$1,400,922,106↑20%
2020$49,302,098↑1%$44,076,231↑2%$1,170,483,591↑25%
2019$48,611,443↑11%$43,225,495↑12%$939,530,884↑7%
2018$43,738,378↑20%$38,495,221↑28%$876,272,368↑13%
2017$36,567,734↑14%$29,983,492↑10%$776,285,772↑5%
2016$32,169,818↑5%$27,322,117↑12%$737,580,899↑7%
2015$30,734,747↑7%$24,330,514↑5%$687,258,465↑5%
2014$28,686,693↑6%$23,207,232↑5%$654,346,128↑6%
2013$27,009,190↑5%$22,051,610↑10%$619,553,836↑13%
2012$25,741,637↑4%$20,045,157↑8%$549,206,142↑15%
2011$24,767,170$18,593,848$479,100,381

Frequently Asked Questions

What does Alabama Credit Union do?▼

Alabama Credit Union is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Alabama Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Alabama Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Alabama Credit Union generate?▼

Alabama Credit Union reports $143.2M in annual revenue and holds $2.0B in total assets, based on IRS filings.

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