ZUnclassifiedEIN: 630353833

Alabama One Credit Union

Tuscaloosa, Alabama

B+Health Score
68B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.50×
Peer Median5.86×
💰
$62.6M
Total Revenue
📊
$57.0M
Total Expenses
🏦
$85.6M
Net Assets
📋
$1.1B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+25.0%
Year-over-year change (2022 → 2023)
Net Margin
+8.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.50
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$62,571,57325%$57,009,62630%$1,221,344,94226%
2022$50,038,17320%$43,777,14618%$969,346,9233%
2021$41,746,50416%$37,096,97513%$937,318,45217%
2020$36,023,4622%$32,816,25810%$798,798,96127%
2019$35,348,3965%$29,794,3107%$630,309,8274%
2018$33,821,50822%$27,770,46713%$606,535,7622%
2017$27,775,87113%$24,568,279$593,599,7962%
2016$24,672,2751%$24,601,41325%$582,725,5711%
2015$24,855,85514%$32,885,64511%$579,717,0464%
2014$21,771,88420%$29,588,61628%$602,659,7591%
2013$27,249,7224%$23,125,36615%$607,946,3901%
2012$28,524,829$27,124,171$616,579,082

Frequently Asked Questions

What does Alabama One Credit Union do?

Alabama One Credit Union is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Alabama One Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Alabama One Credit Union has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Alabama One Credit Union generate?

Alabama One Credit Union reports $79.2M in annual revenue and holds $1.3B in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Unclassified category, or browse all nonprofits in Alabama.