Z — UnclassifiedEIN: 630148940

Mutual Savings

Hoover, Alabama

B+Health Score
65B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.65×
Peer Median5.86×
💰
$14.0M
Total Revenue
📊
$13.5M
Total Expenses
🏦
$8.7M
Net Assets
📋
$219.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+13.8%
Year-over-year change (2022 → 2023)
Net Margin
+3.5%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.65
Net assets divided by total expenses
Liabilities-to-Assets
96.2%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$13,969,345↑14%$13,482,157↑23%$228,049,256↑4%
2022$12,277,489↑14%$10,984,804↑9%$218,893,491↑1%
2021$10,770,188↑7%$10,121,178↓3%$217,478,712↑7%
2020$10,057,708↓12%$10,403,873↓5%$202,810,474↑17%
2019$11,441,733↓1%$10,920,567$173,442,845
2018$11,531,711↓1%$10,971,723↓3%$173,640,666↑2%
2017$11,644,635↑2%$11,335,736↑1%$170,047,671↓4%
2016$11,381,155↑9%$11,270,328↑13%$177,836,146↓1%
2015$10,435,021↑9%$10,002,766↑9%$180,499,707↑35%
2014$9,612,643↑5%$9,209,070↓11%$133,820,255↑1%
2013$9,158,661↓19%$10,320,301↓7%$132,917,624↓13%
2012$11,303,640↓7%$11,088,757↓9%$152,141,644↓5%
2011$12,196,608$12,221,210$160,389,822

Frequently Asked Questions

What does Mutual Savings do?▼

Mutual Savings is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Mutual Savings financially healthy?▼

Based on our 9-metric Financial Health Score model, Mutual Savings has a score of 65/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Mutual Savings generate?▼

Mutual Savings reports $17.0M in annual revenue and holds $235.9M in total assets, based on IRS filings.

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