ZUnclassifiedEIN: 521972771· Ruling Year: 1996

National Association Of Credit Management Inc

Columbia, Maryland

AHealth Score
85A

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Excellent

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org4.04×
Peer Median15.40×
💰
$3.2M
Total Revenue
📊
$2.3M
Total Expenses
🏦
$9.3M
Net Assets
📋
$2.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-4.1%
Year-over-year change (2022 → 2023)
Net Margin
+28.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
4.04
Net assets divided by total expenses
Liabilities-to-Assets
17.4%
Total liabilities as % of total assets

Filing History

11 filings on record
YearRevenueExpensesAssets
2023$3,204,0124%$2,305,92614%$11,285,93414%
2022$3,340,64060%$2,028,2554%$9,938,6302%
2021$2,084,76520%$1,943,1337%$9,729,94413%
2020$1,733,11249%$1,823,67339%$8,587,2963%
2017$3,367,2792%$2,995,1843%$8,353,9505%
2016$3,429,2294%$2,920,0205%$7,928,0056%
2015$3,577,1956%$3,075,76412%$7,452,1575%
2014$3,794,5477%$3,496,2915%$7,081,6633%
2013$4,068,3333%$3,668,4671%$6,893,5017%
2012$3,947,9615%$3,718,9171%$6,415,0365%
2011$4,172,186$3,769,631$6,107,642

Frequently Asked Questions

What does National Association Of Credit Management Inc do?

National Association Of Credit Management Inc is a unclassified nonprofit organization based in Maryland. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is National Association Of Credit Management Inc financially healthy?

Based on our 9-metric Financial Health Score model, National Association Of Credit Management Inc has a score of 85/100 (Grade: A). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does National Association Of Credit Management Inc generate?

National Association Of Credit Management Inc reports $3.0M in annual revenue and holds $11.7M in total assets, based on IRS filings.

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