ZUnclassifiedEIN: 520447180· Ruling Year: 1998

Point Breeze Credit Union

Hunt Valley, Maryland

A-Health Score
80A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org28.20×
Peer Median5.86×
💰
$34.0M
Total Revenue
📊
$32.0M
Total Expenses
🏦
$902.3M
Net Assets
📋
$20.2M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+12.9%
Year-over-year change (2022 → 2023)
Net Margin
+5.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
28.20
Net assets divided by total expenses
Liabilities-to-Assets
2.2%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$33,994,70913%$31,993,89914%$922,504,0893%
2022$30,117,0652%$27,963,1754%$947,157,7051%
2021$29,545,819$26,854,0521%$935,513,1077%
2020$29,502,6039%$26,502,3573%$870,833,70713%
2019$32,259,33010%$27,343,3778%$773,853,7451%
2018$29,294,3919%$25,234,6369%$766,117,3812%
2017$26,820,1388%$23,175,09612%$754,523,7041%
2016$24,834,43610%$20,665,10114%$746,440,3962%
2015$22,551,6606%$18,119,71610%$734,856,4892%
2014$21,270,5339%$16,547,34910%$723,937,352
2013$23,435,2819%$18,380,7242%$721,186,7121%
2012$21,481,7537%$18,010,02924%$724,912,4423%
2011$23,193,925$23,704,735$705,312,494

Frequently Asked Questions

What does Point Breeze Credit Union do?

Point Breeze Credit Union is a unclassified nonprofit organization based in Maryland. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Point Breeze Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Point Breeze Credit Union has a score of 80/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Point Breeze Credit Union generate?

Point Breeze Credit Union reports $42.8M in annual revenue and holds $950.8M in total assets, based on IRS filings.

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