Z — UnclassifiedEIN: 480570799

Meritrust Credit Union

Wichita, Kansas

B-Health Score
47B-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Average

⚠ 8-point penalty for stale filing data

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.82×
Peer Median5.86×
💰
$48.3M
Total Revenue
📊
$44.7M
Total Expenses
🏦
$126.0M
Net Assets
📋
$1.2B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-35.8%
Year-over-year change (2018 → 2019)
Net Margin
+7.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.82
Net assets divided by total expenses
Liabilities-to-Assets
90.2%
Total liabilities as % of total assets

Filing History

9 filings on record
YearRevenueExpensesAssets
2019$48,306,293↓36%$44,723,169↓37%$1,281,507,668↑5%
2018$75,229,939↓2%$71,016,787↓5%$1,215,121,922↓4%
2017$76,992,366↑7%$74,397,692↑16%$1,264,116,228
2016$71,975,320↑16%$63,874,802↑17%$1,266,799,389↑14%
2015$62,014,451↑4%$54,767,403↑8%$1,109,925,552↑17%
2014$59,796,023↑6%$50,797,673↑5%$950,647,018↑3%
2013$56,367,769↑3%$48,426,018↑7%$925,410,123↑11%
2012$54,868,849↑8%$45,317,423↑4%$836,710,219↑10%
2011$50,860,050$43,579,922$760,340,522

Frequently Asked Questions

What does Meritrust Credit Union do?▼

Meritrust Credit Union is a unclassified nonprofit organization based in Kansas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Meritrust Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Meritrust Credit Union has a score of 47/100 (Grade: B-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Meritrust Credit Union generate?▼

Meritrust Credit Union reports $48.3M in annual revenue and holds $1.3B in total assets, based on IRS filings.

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