ZUnclassifiedEIN: 480570799

Meritrust Credit Union

Wichita, Kansas

B-Health Score
47B-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Average

8-point penalty for stale filing data

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.82×
Peer Median5.86×
💰
$48.3M
Total Revenue
📊
$44.7M
Total Expenses
🏦
$126.0M
Net Assets
📋
$1.2B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-35.8%
Year-over-year change (2018 → 2019)
Net Margin
+7.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.82
Net assets divided by total expenses
Liabilities-to-Assets
90.2%
Total liabilities as % of total assets

Filing History

9 filings on record
YearRevenueExpensesAssets
2019$48,306,29336%$44,723,16937%$1,281,507,6685%
2018$75,229,9392%$71,016,7875%$1,215,121,9224%
2017$76,992,3667%$74,397,69216%$1,264,116,228
2016$71,975,32016%$63,874,80217%$1,266,799,38914%
2015$62,014,4514%$54,767,4038%$1,109,925,55217%
2014$59,796,0236%$50,797,6735%$950,647,0183%
2013$56,367,7693%$48,426,0187%$925,410,12311%
2012$54,868,8498%$45,317,4234%$836,710,21910%
2011$50,860,050$43,579,922$760,340,522

Frequently Asked Questions

What does Meritrust Credit Union do?

Meritrust Credit Union is a unclassified nonprofit organization based in Kansas. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Meritrust Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Meritrust Credit Union has a score of 47/100 (Grade: B-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Meritrust Credit Union generate?

Meritrust Credit Union reports $48.3M in annual revenue and holds $1.3B in total assets, based on IRS filings.

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