Z — UnclassifiedEIN: 450226724

Capital Credit Union

Bismarck, North Dakota

B+Health Score
67B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.79×
Peer Median5.86×
💰
$41.2M
Total Revenue
📊
$32.9M
Total Expenses
🏦
$91.6M
Net Assets
📋
$664.2M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+25.4%
Year-over-year change (2022 → 2023)
Net Margin
+20.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.79
Net assets divided by total expenses
Liabilities-to-Assets
87.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$41,153,839↑25%$32,857,288↑27%$755,781,859↑4%
2022$32,810,003↓4%$25,814,938↑1%$724,151,270↑5%
2021$34,065,557↑3%$25,479,369↓6%$692,597,459↑11%
2020$33,075,672↑10%$27,232,128↑22%$626,074,840↑16%
2019$30,059,348↑16%$22,385,548↑4%$540,917,599↑11%
2018$26,005,105↑2%$21,553,929↑13%$486,634,517↑4%
2017$25,480,989↑10%$19,024,408↑5%$466,344,171↑4%
2016$23,244,378↑9%$18,155,823↑8%$447,441,607↑9%
2015$21,277,640↑11%$16,846,262↑17%$409,996,193↑7%
2014$19,214,804↑6%$14,457,341↓1%$383,263,670↑9%
2013$18,116,235↑13%$14,586,990↑12%$351,438,946↑7%
2012$16,013,950↑11%$13,068,539↑3%$327,315,934↑15%
2011$14,462,484$12,696,176$285,661,109

Frequently Asked Questions

What does Capital Credit Union do?▼

Capital Credit Union is a unclassified nonprofit organization based in North Dakota. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Capital Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Capital Credit Union has a score of 67/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Capital Credit Union generate?▼

Capital Credit Union reports $46.6M in annual revenue and holds $815.3M in total assets, based on IRS filings.

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