ZUnclassifiedEIN: 381525304· Ruling Year: 1959

U A Local 85 Insurance Fund

Troy, Michigan

A-Health Score
84A-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Very Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.74×
Peer Median5.86×
💰
$17.2M
Total Revenue
📊
$13.5M
Total Expenses
🏦
$23.5M
Net Assets
📋
$7.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+31.6%
Year-over-year change (2022 → 2023)
Net Margin
+21.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.74
Net assets divided by total expenses
Liabilities-to-Assets
23.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$17,247,89332%$13,462,25317%$30,809,90510%
2022$13,105,258$11,481,0795%$27,959,352
2021$13,142,9529%$12,052,39816%$28,025,97111%
2020$12,027,9607%$10,375,7888%$25,191,45113%
2019$12,963,7986%$11,330,2097%$22,213,14412%
2018$12,189,3072%$12,208,7436%$19,781,9361%
2017$11,934,1392%$11,534,08227%$20,079,63712%
2016$11,668,6044%$9,105,60017%$17,861,0288%
2015$11,222,3202%$10,904,9195%$16,515,7933%
2014$11,413,1525%$10,347,50338%$16,110,95110%
2013$10,920,2928%$16,663,93951%$14,693,644
2012$10,140,5644%$11,049,50211%$14,735,7716%
2011$10,570,647$9,972,762$15,661,529

Frequently Asked Questions

What does U A Local 85 Insurance Fund do?

U A Local 85 Insurance Fund is a unclassified nonprofit organization based in Michigan. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is U A Local 85 Insurance Fund financially healthy?

Based on our 9-metric Financial Health Score model, U A Local 85 Insurance Fund has a score of 84/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does U A Local 85 Insurance Fund generate?

U A Local 85 Insurance Fund reports $17.2M in annual revenue and holds $30.8M in total assets, based on IRS filings.

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U A Local 85 Insurance Fund — Troy, MI | GiveScope