ZUnclassifiedEIN: 380893210

Credit Unions Chartered in the State of Michigan

Lansing, Michigan

BHealth Score
59B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

3-point penalty for stale filing data

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.78×
Peer Median0.87×
💰
$46.7M
Total Revenue
📊
$37.0M
Total Expenses
🏦
$103.1M
Net Assets
📋
$840.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+4.6%
Year-over-year change (2020 → 2021)
Net Margin
+20.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.78
Net assets divided by total expenses
Liabilities-to-Assets
89.1%
Total liabilities as % of total assets

Filing History

8 filings on record
YearRevenueExpensesAssets
2021$46,684,8975%$37,007,5073%$943,734,93911%
2020$44,633,5553%$37,978,3367%$848,413,09014%
2019$43,479,86614%$35,430,6967%$746,558,7808%
2018$38,286,56613%$32,982,4727%$693,824,1208%
2017$33,764,5033%$30,764,9272%$644,654,5602%
2016$32,848,9031%$30,259,4322%$631,710,3175%
2015$32,580,2398%$29,621,3228%$600,395,4235%
2014$30,044,228$27,301,910$573,814,707

Frequently Asked Questions

What does Credit Unions Chartered in the State of Michigan do?

Credit Unions Chartered in the State of Michigan is a unclassified nonprofit organization based in Michigan. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Credit Unions Chartered in the State of Michigan financially healthy?

Based on our 9-metric Financial Health Score model, Credit Unions Chartered in the State of Michigan has a score of 59/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Credit Unions Chartered in the State of Michigan generate?

Credit Unions Chartered in the State of Michigan reports $177.5M in annual revenue and holds $1.1B in total assets, based on IRS filings.

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