Z — UnclassifiedEIN: 364618706

Max Credit Union

Montgomery, Alabama

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.13×
Peer Median0.87×
💰
$110.3M
Total Revenue
📊
$84.3M
Total Expenses
🏦
$179.4M
Net Assets
📋
$1.9B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+35.8%
Year-over-year change (2022 → 2023)
Net Margin
+23.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.13
Net assets divided by total expenses
Liabilities-to-Assets
91.4%
Total liabilities as % of total assets

Filing History

11 filings on record
YearRevenueExpensesAssets
2023$110,340,417↑36%$84,301,649↑34%$2,080,252,064↑6%
2022$81,267,225↑6%$62,954,777↑5%$1,964,438,398↓3%
2021$76,797,432↓2%$60,006,358↓11%$2,021,706,470↑14%
2020$78,182,943↑5%$67,246,495↑6%$1,769,448,467↑21%
2019$74,745,325↑17%$63,321,492↑16%$1,460,586,194↑11%
2017$63,858,807↑5%$54,547,429↑3%$1,315,416,754↑6%
2016$61,073,107↑3%$52,920,659↑4%$1,242,870,839↑5%
2015$59,535,668↑3%$50,831,569↑8%$1,178,199,681↑8%
2014$57,625,876↑5%$46,902,404↓3%$1,092,065,087↑6%
2013$55,116,384↑9%$48,175,602↑12%$1,034,932,163↑5%
2012$50,449,069$43,034,680$981,295,811

Frequently Asked Questions

What does Max Credit Union do?▼

Max Credit Union is a unclassified nonprofit organization based in Alabama. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Max Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Max Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Max Credit Union generate?▼

Max Credit Union reports $123.8M in annual revenue and holds $2.1B in total assets, based on IRS filings.

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