Cruden Bay Risk Retention Group INC

Burlington, Vermont

B-Health Score
49B-

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Average

How This Organization Compares

Compared to 2 peers in Mutual & Membership Benefit with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.31×
Peer Median29.60×
💰
$6.2M
Total Revenue
📊
$6.4M
Total Expenses
🏦
$1.9M
Net Assets
📋
$16.4M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+0.5%
Year-over-year change (2022 → 2023)
Net Margin
-3.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.31
Net assets divided by total expenses
Liabilities-to-Assets
89.4%
Total liabilities as % of total assets

Filing History

14 filings on record
YearRevenueExpensesAssets
2023$6,178,150$6,363,67628%$18,330,05210%
2022$6,149,5372%$4,986,20745%$16,643,13217%
2021$6,048,86257%$3,444,51819%$20,126,03712%
2020$3,850,8319%$4,257,942110%$17,948,7701%
2019$3,526,22850%$2,030,03669%$17,740,04410%
2018$2,352,0747%$1,199,38375%$16,148,8026%
2017$2,538,81316%$4,894,304206%$17,267,61313%
2016$3,008,92710%$1,599,35627%$15,242,69411%
2015$3,339,81024%$1,262,80250%$13,712,60316%
2014$2,696,2636%$2,522,736140%$11,813,82820%
2013$2,874,85914%$1,052,23733707%$14,757,3589%
2012$3,351,5751%-$3,131100%$13,570,93515%
2011$3,330,51366%$2,126,19020%$11,771,63827%
2010$2,005,248$2,654,271$9,241,992

Frequently Asked Questions

What does Cruden Bay Risk Retention Group INC do?

Cruden Bay Risk Retention Group INC is a mutual & membership benefit nonprofit organization based in Vermont. It is classified under NTEE code Y990 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cruden Bay Risk Retention Group INC financially healthy?

Based on our 9-metric Financial Health Score model, Cruden Bay Risk Retention Group INC has a score of 49/100 (Grade: B-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cruden Bay Risk Retention Group INC generate?

Cruden Bay Risk Retention Group INC reports $6.6M in annual revenue and holds $20.1M in total assets, based on IRS filings.

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