Z — UnclassifiedEIN: 050197075

Coastal1 Credit Union

Pawtucket, Rhode Island

B+Health Score
73B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.59×
Peer Median0.87×
💰
$137.1M
Total Revenue
📊
$123.0M
Total Expenses
🏦
$318.2M
Net Assets
📋
$3.0B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+29.9%
Year-over-year change (2022 → 2023)
Net Margin
+10.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.59
Net assets divided by total expenses
Liabilities-to-Assets
90.4%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$137,130,775↑30%$122,999,124↑67%$3,322,745,503↑6%
2022$105,557,200↑15%$73,835,056↑30%$3,132,689,831↑10%
2021$91,925,616$56,688,643↓21%$2,840,412,596↑7%
2020$92,008,258↓1%$71,765,315↓7%$2,654,417,449↑10%
2019$92,968,318↑11%$77,322,712↑18%$2,413,396,599↑4%
2018$83,722,247↑15%$65,305,659↑15%$2,316,022,211↑9%
2017$72,652,510↑10%$56,642,369↑9%$2,134,179,464↑9%
2016$66,246,313↑4%$51,919,737↑2%$1,952,363,580↑9%
2015$63,883,034↑3%$50,974,087↑4%$1,797,939,996↑7%
2014$62,315,913↑3%$48,945,218↑1%$1,675,053,139↑8%
2013$60,713,786$48,507,652↓2%$1,556,571,716↑11%
2012$60,937,366$49,742,782↓6%$1,399,273,704↑7%
2011$60,693,922$52,724,955$1,312,255,891

Frequently Asked Questions

What does Coastal1 Credit Union do?▼

Coastal1 Credit Union is a unclassified nonprofit organization based in Rhode Island. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Coastal1 Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Coastal1 Credit Union has a score of 73/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Coastal1 Credit Union generate?▼

Coastal1 Credit Union reports $157.7M in annual revenue and holds $3.3B in total assets, based on IRS filings.

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