Navigant Credit Union

Smithfield, Rhode Island

B+Health Score
70B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 43 peers in Public & Societal Benefit with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.26×
Peer Median1.07×
💰
$175.2M
Total Revenue
📊
$154.3M
Total Expenses
🏦
$349.4M
Net Assets
📋
$3.4B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+34.2%
Year-over-year change (2022 → 2023)
Net Margin
+11.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.26
Net assets divided by total expenses
Liabilities-to-Assets
90.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$175,197,292↑34%$154,270,688↑59%$3,756,984,395↑10%
2022$130,542,626↑12%$96,880,404↑14%$3,423,774,708↑11%
2021$116,968,150↑9%$84,961,155↓6%$3,081,655,511↑14%
2020$107,632,052↑1%$90,517,304↑5%$2,701,497,948↑15%
2019$106,887,466↑17%$86,605,185↑21%$2,345,509,867↑7%
2018$91,588,190↑21%$71,527,210↑21%$2,187,804,095↑13%
2017$75,752,593↑12%$58,924,132↑10%$1,933,532,470↑8%
2016$67,874,142↑15%$53,621,574↑13%$1,790,718,272↑13%
2015$59,223,981↑7%$47,598,513↓1%$1,580,996,531↑5%
2014$55,292,498↑3%$48,282,875$1,511,112,011↑4%
2013$53,763,565↑2%$48,119,412↓1%$1,459,041,512↑10%
2012$52,676,473↑1%$48,364,372↑1%$1,325,675,739↑6%
2011$51,923,260$47,722,340$1,256,461,087

Frequently Asked Questions

What does Navigant Credit Union do?▼

Navigant Credit Union is a public & societal benefit nonprofit organization based in Rhode Island. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Navigant Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Navigant Credit Union has a score of 70/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Navigant Credit Union generate?▼

Navigant Credit Union reports $204.8M in annual revenue and holds $3.9B in total assets, based on IRS filings.

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