P โ€” Human ServicesEIN: 043337726ยท Ruling Year: 2012

Cambridge Credit Counseling Corp

Agawam, Massachusetts

B+Health Score
73B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

๐Ÿ’ฐ
$8.8M
Total Revenue
๐Ÿ“Š
$9.2M
Total Expenses
๐Ÿฆ
$8.9M
Net Assets
๐Ÿ“‹
$4.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-4.3%
Year-over-year change (2023 โ†’ 2024)
Net Margin
-4.2%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.96
Net assets divided by total expenses
Liabilities-to-Assets
35.0%
Total liabilities as % of total assets

Filing History

14 filings on record
YearRevenueExpensesAssets
2024$8,848,641โ†“4%$9,219,415โ†‘17%$13,663,696โ†‘1%
2023$9,244,287โ†‘30%$7,883,983โ†‘3%$13,525,445โ†‘28%
2022$7,101,425โ†“10%$7,650,106โ†‘12%$10,545,696โ†“3%
2021$7,932,407โ†‘57%$6,854,208โ†‘72%$10,907,095โ†‘6%
2020$5,056,059โ†“37%$3,975,041โ†“49%$10,284,152โ†‘13%
2019$7,969,192โ†‘8%$7,758,809โ†‘9%$9,098,396โ†‘3%
2018$7,409,173โ†‘1%$7,146,367โ†‘4%$8,850,051โ†‘1%
2017$7,363,231โ†‘6%$6,867,884โ†‘4%$8,778,020
2016$6,955,196โ†‘3%$6,599,319โ†‘1%$8,747,439โ†‘8%
2015$6,747,599โ†‘2%$6,517,843โ†“7%$8,132,277โ†“8%
2014$6,621,688โ†“7%$6,982,171โ†‘3%$8,845,452โ†“2%
2013$7,084,510$6,749,323โ†“1%$9,039,192โ†‘2%
2012$7,110,937โ†‘4%$6,808,761โ†“3%$8,845,108โ†‘4%
2011$6,856,501$7,000,428$8,533,291

Frequently Asked Questions

What does Cambridge Credit Counseling Corp do?โ–ผ

Cambridge Credit Counseling Corp is a human services nonprofit organization based in Massachusetts. It is classified under NTEE code P51 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cambridge Credit Counseling Corp financially healthy?โ–ผ

Based on our 9-metric Financial Health Score model, Cambridge Credit Counseling Corp has a score of 73/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cambridge Credit Counseling Corp generate?โ–ผ

Cambridge Credit Counseling Corp reports $9.0M in annual revenue and holds $12.5M in total assets, based on IRS filings.

Similar Organizations

Explore more organizations in the Human Services category, or browse all nonprofits in Massachusetts.

Cambridge Credit Counseling Corp โ€” Agawam, MA | GiveScope