ZUnclassifiedEIN: 042391206· Ruling Year: 1957

Sharon & Crescent Credit Union

Sharon, Massachusetts

B+Health Score
67B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

3-point penalty for stale filing data

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org4.45×
Peer Median5.86×
💰
$40.9M
Total Revenue
📊
$32.7M
Total Expenses
🏦
$145.8M
Net Assets
📋
$1.1B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-6.4%
Year-over-year change (2020 → 2021)
Net Margin
+19.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
4.45
Net assets divided by total expenses
Liabilities-to-Assets
88.0%
Total liabilities as % of total assets

Filing History

11 filings on record
YearRevenueExpensesAssets
2021$40,886,5116%$32,743,09022%$1,214,608,6435%
2020$43,682,92483%$42,239,802136%$1,157,249,69985%
2019$23,811,9759%$17,932,03710%$625,014,9587%
2018$21,913,53816%$16,341,76213%$583,979,4342%
2017$18,820,82415%$14,466,36110%$572,936,9396%
2016$16,376,46811%$13,198,8119%$539,372,41310%
2015$14,756,0595%$12,100,644$488,703,9734%
2014$14,004,9561%$12,063,1494%$471,810,9171%
2013$14,119,60410%$12,535,3033%$466,276,3353%
2012$15,661,332$12,952,8684%$453,800,2725%
2011$15,697,898$13,455,091$431,592,604

Frequently Asked Questions

What does Sharon & Crescent Credit Union do?

Sharon & Crescent Credit Union is a unclassified nonprofit organization based in Massachusetts. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Sharon & Crescent Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Sharon & Crescent Credit Union has a score of 67/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Sharon & Crescent Credit Union generate?

Sharon & Crescent Credit Union reports $56.0M in annual revenue and holds $1.2B in total assets, based on IRS filings.

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