Z — UnclassifiedEIN: 036008252

One Credit Union

Springfield, Vermont

B+Health Score
68B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.13×
Peer Median5.86×
💰
$14.1M
Total Revenue
📊
$13.4M
Total Expenses
🏦
$15.0M
Net Assets
📋
$230.2M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+24.6%
Year-over-year change (2022 → 2023)
Net Margin
+5.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.13
Net assets divided by total expenses
Liabilities-to-Assets
93.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$14,131,695↑25%$13,373,646↑41%$245,207,861
2022$11,338,999↑20%$9,466,832↑7%$245,966,696↑6%
2021$9,424,805↑1%$8,824,768$231,054,967↑10%
2020$9,334,014↓2%$8,820,127$209,809,896↑20%
2019$9,478,599↓6%$8,862,435↓4%$174,974,821↑3%
2018$10,116,717↑28%$9,243,254↑27%$170,480,780↑11%
2017$7,883,791↑10%$7,302,284↓11%$153,738,072↑9%
2016$7,143,803$8,172,862↑20%$141,682,886↑2%
2015$7,149,117↑8%$6,824,689↑7%$139,056,792↑5%
2014$6,629,428↑10%$6,387,447↑6%$132,333,212↑1%
2013$6,039,074↑12%$6,005,596↑13%$131,172,928↑1%
2012$5,406,411↑7%$5,314,299↓9%$130,460,265↑5%
2011$5,031,501$5,851,507$123,886,563

Frequently Asked Questions

What does One Credit Union do?▼

One Credit Union is a unclassified nonprofit organization based in Vermont. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is One Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, One Credit Union has a score of 68/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does One Credit Union generate?▼

One Credit Union reports $15.4M in annual revenue and holds $259.2M in total assets, based on IRS filings.

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