Z — UnclassifiedEIN: 010216328

Evergreen Credit Union

Portland, Maine

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.61×
Peer Median5.86×
💰
$28.4M
Total Revenue
📊
$24.2M
Total Expenses
🏦
$39.0M
Net Assets
📋
$499.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+30.0%
Year-over-year change (2022 → 2023)
Net Margin
+14.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.61
Net assets divided by total expenses
Liabilities-to-Assets
92.8%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$28,417,310↑30%$24,172,387↑30%$538,657,901↑9%
2022$21,853,203↑19%$18,528,989↑11%$495,681,435↑7%
2021$18,374,213↑11%$16,697,278↑8%$464,620,792↑16%
2020$16,514,366↑2%$15,499,397↑12%$401,835,756↑27%
2019$16,124,008↑13%$13,894,311↑17%$315,745,025↑8%
2018$14,236,278↑22%$11,839,030↑18%$292,386,903↑8%
2017$11,687,004↑10%$10,072,667↑13%$269,528,838↑4%
2016$10,605,505↑6%$8,894,324↑2%$258,096,322↑8%
2015$10,019,877↑2%$8,734,943↓3%$239,344,391↑5%
2014$9,842,376↓4%$8,967,336↓3%$227,662,070↑3%
2013$10,244,571↓1%$9,242,258↓6%$220,406,548↑3%
2012$10,388,307↓6%$9,782,681↓3%$214,654,282↑4%
2011$11,006,760$10,046,298$207,020,000

Frequently Asked Questions

What does Evergreen Credit Union do?▼

Evergreen Credit Union is a unclassified nonprofit organization based in Maine. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Evergreen Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Evergreen Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Evergreen Credit Union generate?▼

Evergreen Credit Union reports $33.2M in annual revenue and holds $569.2M in total assets, based on IRS filings.

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